We have special policies for:

Contracts works – with higher limits & wider cover than many standard NZ policies

Tools of trade – Our policy can have a $100 excess; most NZ policies have excess of $1,000/$2,500

Our policy does not depreciate settlement on tools over 2 years old, many NZ policies depreciate tools over 2 years old by 50-60%.

Liability policies – our policy can include cover for faulty workmanship & the item being worked on, many Standard policies exclude this.

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LBP liability
Mobile plant – Agreed value and cost appreciation benefits can make the difference between being able to replace your plant or not after a total loss claim. Why not get the best cover possible?

– Limited breakdown cover; this is not covered on a commercial motor vehicle policy

Commercial motor vehicles & trailers