Church & sports groups on both Charity groups, religious groups/church, sports clubs and social groups need specific covers for assets, liability insurance and business interruption cover.

In part this is due to compliance requirements, potential breach of a member’s private information, potential liability & PR issues and your revenue tends to behave differently to a normal business, should you suffer a major event .

Many of these groups are run by a board of trustees, who can be personally liable if something goes wrong with the organisation they are a trustee of – meaning the trustee’s home might be at risk.

Good Trustees liability cover is very important, to help with this risk