Cafe & Restaurant Insurance
Our policy covers all the standard things like Plant & Stock, but also pays attention to things that tend to be over looked such as Tenant improvements and the fit out which can cost many thousands of dollars.

Unlike some other businesses, you can’t just move if the building suffers significant damage, location, parking & council approvals are important considerations in selecting premises, so it’s imperative that your Business Interruption policy pay out for long enough for council consents, rebuilding and for your turnover to recover, this will usually be more than the 12 months provided by most policies. This is especially true if it’s a major event such as an earthquake where professionals and tradesmen are in short supply.